A prepaid legal plan is designed to provide ongoing legal coverage and trusted legal advice for everyday life. Instead of facing legal questions alone or worrying about unpredictable hourly attorney fees, members gain direct access to experienced attorneys through their monthly legal services plan. This ensures guidance is available whenever legal situations arise, helping you make informed decisions with confidence and peace of mind.

Here’s what you get with a prepaid legal plan, designed to protect you, your family, and your business:

Expert Legal Advice and Attorney Consultations
Members can speak directly with an attorney for guidance on covered legal matters. Whether it’s personal, business, or family issues, you get clarity, options, and early support before problems become complex or costly.

Document Review for Peace of Mind
Your prepaid legal plan allows review of personal and business documents. Understand every contract or agreement before signing, ensuring your legal rights and responsibilities are clear.

Estate Planning Made Simple
Complete essential estate planning documents such as wills, medical directives, and durable powers of attorney efficiently. These critical documents provide immediate peace of mind as part of the ongoing value of your monthly legal services plan.

Letters and Legal Communication Support
For certain covered matters, your provider law firm can draft attorney-written letters to address issues early, including consumer disputes and other common legal matters.

Traffic Ticket Guidance
Receive support for specific traffic matters, including traffic tickets. Traffic benefits begin 10 days after your membership starts, with coverage and representation varying by state.

Support for Life and Family Events
Use your plan for guidance on housing issues, identity concerns, consumer questions, and other everyday life events where professional legal advice is essential.

Family Law Representation
For family law matters that require court representation, such as an uncontested divorce, benefits start 180 days after membership begins. This ensures your plan is used for ongoing legal coverage, rather than immediate court actions.

Discounted Attorney Services Beyond Coverage
Not every legal matter is fully covered. When additional help is needed, members can access discounted attorney rates through their provider law firm, ensuring ongoing support without breaking the bank.

Important Notes About Coverage
Coverage varies by state and plan level. Some services are fully included, while others may have limits, waiting periods, or discounted rates. While a prepaid legal plan doesn’t guarantee outcomes, it guarantees access to guidance and a clear path to resolution.

Bottom Line
A prepaid legal plan delivers ongoing legal advice, document review, estate planning documents, attorney-written letters, traffic ticket support, family law court representation, and discounted legal services beyond plan coverage. With this monthly legal services plan, you get reliable legal coverage and peace of mind for everyday life.

With a prepaid legal plan, there is no strict limit on how often you can access legal advice or other covered services. This plan is designed for ongoing use, not just a single event, giving you continuous legal coverage whenever life presents new questions or challenges.

Many members use their monthly legal services plan multiple times throughout the year. For example, it’s common to complete essential estate planning documents, like a will, medical directive, and durable power of attorney, early in the membership. These included benefits are completed efficiently, but they only mark the beginning of the plan’s value.

After establishing these foundational documents, members continue to rely on their prepaid legal plan for attorney consultations, document review, and expert guidance as new situations arise. Life changes, legal questions appear, and needs evolve; your membership is there to support you every step of the way.

Some benefits may have specific coverage limits or defined services. When a matter goes beyond what’s fully included, members can access additional legal services at discounted hourly rates, depending on plan level, matter type, and whether the issue is preexisting or new.

How to think about it:
A prepaid legal plan is designed for responsible, ongoing use. Whether you need legal guidance, document review, or support for life changes, your membership ensures you have reliable legal advice and legal coverage whenever you need it. It’s not just a one-time service or emergency-only solution; it’s a plan built for continuous peace of mind.

Bottom line:
There is no cap on using your prepaid legal membership. Enjoy ongoing access to legal advice, document review, estate planning, and additional discounted attorney services when matters extend beyond your plan. Your monthly legal services plan provides continuous legal coverage so you can face life’s legal questions with confidence.

Personal and Family Legal Plans

Prepaid legal family plans provide access to a provider law firm for everyday legal matters, legal advice, and document review, with coverage levels that increase by plan tier.

The basic Individual plan starts at $29.95 per month

This plan covers you and your spouse and includes core legal services such as legal consultations, document review, and access to an attorney for covered matters.

The preferred family plan starts at $37.95 per month

The Preferred plan offers expanded coverage beyond the basic plan and is designed for families who want broader legal support and additional flexibility for common legal needs.

The premium family plan starts at $49.95 per month

The Premium plan provides the most comprehensive personal legal coverage available, offering enhanced benefits and additional services for families seeking maximum legal protection and peace of mind.

Plan availability, coverage details, and pricing may vary by state.

Small Business Legal Plans

Small business legal plans start at approximately $49 per month

These plans are designed to help small business owners manage legal matters related to contracts, compliance, and day-to-day business operations. Pricing can vary depending on the size and needs of the business and the level of legal support selected

Yes. A prepaid legal membership is designed to help with many everyday legal situations, including matters related to housing and identity-related concerns.

For landlord and tenant issues, members can use their plan to speak with an attorney for guidance, understand their rights and responsibilities, and get help reviewing notices or agreements. These situations often benefit from early legal insight, especially before a dispute escalates or becomes more costly.

For identity theft-related matters, a prepaid legal plan can provide legal guidance to help you understand what steps to take, what documentation may be needed, and how to address the situation properly. In addition, many prepaid legal plans can be paired with identity theft protection services that help monitor and restore your identity, creating an added layer of protection and support.

As with all prepaid legal services, coverage depends on your plan level, the type of issue, and your state. Some services may be fully covered, while others may have defined limits or be available at discounted rates. The goal is to give you a clear starting point and professional guidance so you are not navigating these situations alone.

Bottom line:
Yes, prepaid legal can help with landlord-tenant matters and identity-related issues by providing access to legal advice, document review, and guidance so you can take the right steps with confidence.

Yes. When you use your prepaid legal membership, you will speak with a real, licensed attorney from a prepaid legal provider law firm. These are experienced attorneys who practice law in your state and are part of a full-service law firm.

Each prepaid legal provider law firm practices all 26 areas of law, which means your request is directed to an attorney within that firm whose practice area best matches your specific legal need. You are not routed to a general call center or a random attorney. Instead, you are connected with an attorney who regularly handles the type of matter you need assistance with.

Prepaid Legal partners with AV-rated law firms, a distinction awarded by Martindale-Hubbell, one of the most respected attorney rating organizations in the legal industry. An AV rating is the highest rating a law firm can receive and reflects peer recognition for strong legal ability, high ethical standards, and professional excellence.

When you submit a request for legal assistance, the provider law firm reviews your matter and assigns it to the appropriate attorney. That attorney will contact you to discuss your situation, explain your options, and provide guidance based on your plan coverage and the laws in your state.

The purpose of this process is to help you get clarity and direction early, before legal issues become more complex or expensive. Many members use this benefit to confirm they are making the right decision or to address questions before problems escalate.

As with any legal service, the scope of assistance depends on your plan level, the type of matter, and whether the issue is covered under the membership. If something goes beyond what is included, the attorney can explain additional options, which may be available at discounted rates through your plan.

Bottom line:
Yes, you will speak with a real attorney. prepaid legal works with AV-rated law firms that practice all 26 areas of law, and you will be connected with an attorney within that firm who is best suited to help with your specific legal matter.

Yes, for certain situations. General court representation is not fully covered. However, for preexisting matters, prepaid legal provides a 15% to 25% discount off the attorney’s standard hourly rates. For non-preexisting matters where you are named as a defendant, your plan includes prepaid hours that can be applied toward court defense time.

If you want it slightly more conversational or more consumer-friendly, here’s an alternative option:

Coverage varies by situation. Preexisting matters are not fully covered, but members receive a 15% to 25% discount on standard hourly attorney fees. For non-preexisting matters where you are named as a defendant, the plan includes prepaid court defense hours that can be used as part of your legal representation.

You’ll typically receive a call back from a provider attorney within 4 business hours of your request.

What does the Small Business Essentials Plan include?

The Small Business Essentials Plan is designed for small businesses and solo owners who want affordable legal help for everyday issues.

Price: $49.00 per month
Included users: 2

This plan includes:
• Unlimited in-state phone consultations on business matters
• 10 legal matter letters or calls on your behalf per year
• Review of 10 business documents per year, up to 15 pages each
• 5 collection notices or calls on your behalf per month
• Three 30-minute consultative calls covering areas such as tax, patent, securities, copyright, and intellectual property
• A 25% discount on additional legal services, including custom contract drafting, IRS audit assistance, and copyright or trademark filing

This plan is a strong fit for startups, sole proprietors, and service-based businesses with basic legal needs.

The Small Business Plus Plan offers expanded legal coverage and interstate support for growing businesses.

Price: $99.00 per month
Included users: 3

This plan includes:
• Unlimited interstate phone consultations on business matters
• 20 legal matter letters or calls per year, with up to half eligible for interstate use
• Review of 20 business documents per year, up to 20 pages each, with up to half eligible for interstate use
• 10 collection notices or calls on your behalf per month, with up to half eligible for interstate use
• Five 30-minute consultative calls covering tax, patent, securities, copyright, intellectual property, and more
• $250 toward drafting or editing a custom contract of up to 25 pages
• 25 hours of IRS audit assistance, including 2.5 hours of initial representation
• One copyright or trademark filing per year, with additional filings available at $500 each
• A 25% preferred member discount on additional legal services

This plan is ideal for small teams, businesses with contracts or vendors, and companies operating across state lines.

What does the Small Business Pro Plan include?

The Small Business Pro Plan provides comprehensive legal coverage for established and growing businesses that want proactive, ongoing legal support.

Price: $169.00 per month
Included users: 5

This plan includes:
• Unlimited interstate phone consultations on business matters
• 40 legal matter letters or calls per year, all eligible for interstate use
• Review of 40 business documents per year, up to 25 pages each, all eligible for interstate use
• 15 collection notices or calls on your behalf per month, all eligible for interstate use
• Five 30-minute consultative calls covering tax, patent, securities, copyright, intellectual property, and more
• $250 toward drafting or editing a custom contract of up to 25 pages
• 50 hours of IRS audit assistance, including 5 hours of initial representation
• One copyright or trademark filing per year, with additional filings available at $250 each
• A 25% preferred member discount on additional legal services

This plan is best for established businesses, companies with multiple users, and businesses that want deeper legal protection and flexibility.

Are all business legal matters fully covered?

Not every legal matter is fully covered under every plan. Each plan includes defined benefits, and coverage may vary by state. When a matter goes beyond what is included, members can often continue working with the provider law firm at discounted rates.

How should I choose the right business plan?

The right plan depends on:

• The size of your business
• How often you need legal support
• Whether you operate in multiple states
• The complexity of your contracts and operations

Many business owners start with the Essentials Plan and upgrade as their business grows.

Bottom line:
Prepaid legal small business plans cover a wide range of common business legal issues, including legal advice, document review, collections, contracts, IRS audit assistance, and intellectual property support. Coverage increases by plan level, allowing you to choose the protection that fits your business today and as it grows.